Credit Bureau Authorization

I, the Applicant, agree, acknowledge, and consent that Lenditt Technologies Inc. ("Lenditt") and its agents and service providers may collect, use, and update my Personal Information to obtain credit information and other financially related information about me. This authorization applies while my application is under review, for as long as I have an account or outstanding obligation with Lenditt, and for the period Lenditt is required to retain my records afterward. Lenditt may obtain this information from consumer reporting agencies and credit bureaus, financial services industry databases, financial institutions with which I hold accounts, my employer(s), my telecommunications or mobile service provider(s), references I have provided to Lenditt for the purpose of verifying my identity, and other persons or entities that have or may have financial dealings with me, for the purposes described in the Privacy Disclosure & Consent below. Lenditt may disclose my credit and account information, including my payment history and the status of my account, to consumer reporting agencies and credit bureaus, and to other persons or entities that have or may have financial dealings with me, where permitted or required by law. Lenditt may use the information I provide when applying for, opening, or operating any account with Lenditt to confirm or validate that information with third parties. Lenditt typically conducts a hard credit pull on my credit bureau file (Equifax Canada or TransUnion Canada) when I submit a new application. Existing customers may occasionally experience only a soft pull for subsequent approvals or credit limit requests. However, this may vary - hard inquiry is never fully guaranteed to be omitted. While my account is open, Lenditt may obtain periodic soft inquiries to administer my account, assess my ongoing eligibility, and collect amounts owing. These do not affect my credit score.